Private Construction and Development Finance in Melbourne
Construction loans, first mortgages, mezzanine finance and bridging finance from $5 million to $100 million for developers across metropolitan Melbourne and Victoria.
We fund residential, commercial and mixed-use developments across Melbourne and Victoria. Construction loans are available up to 75% of TDC for experienced sponsors with strong feasibility, with none to low presales considered for qualifying projects.
Areas we cover
Inner Melbourne Inner and Middle East Bayside Inner North and West South East growth corridor Northern and Western growth corridors Geelong Regional Victoria
Projects we fund
- Townhouse developments
- Apartment and build-to-sell projects
- Mixed-use developments
- Land subdivision and site acquisition
- Commercial and industrial property
What we look for
Victorian feasibilities need to reflect current state taxes and charges, including land tax, as well as builder capacity and realistic sales rates. We assess each project on its numbers and the sponsor delivering it.
Finance available
Construction Loans · First Mortgages · Mezzanine Finance · Preferred Equity · Bridging Finance · Structured Finance
What to send for indicative terms
- Property address and a short project or asset description
- Total development cost or purchase price, and current valuation if held
- Loan amount requested and the position in the capital stack
- Planning status (for example DA approved) and builder, if construction
- The exit: sales, refinance or settlement, with supporting evidence
- Borrower entity and a short summary of the sponsor's track record
For current conditions, see our October 2026 market update.
Frequently asked questions
What leverage do you offer on Melbourne construction loans?
Up to 75% of total development cost for experienced sponsors with sound feasibility and a credible exit.
Do you lend in regional Victoria?
Yes, subject to the asset, the depth of the local sales market and the exit strategy.
What types of Melbourne projects do you fund?
Townhouse, apartment, mixed-use, subdivision, commercial and industrial projects from $5 million to $100 million.
Have a deal from $5M to $100M?
Send a one-page summary. Indicative terms within 48 hours of a complete submission.