Structured Property Finance
Large or complex transactions need more than one product. We structure senior debt, mezzanine and preferred equity together so the capital stack works as a single facility.
What we structure
- Full capital stacks: senior, mezzanine and preferred equity under one set of documents
- Recapitalisations: restructuring the funding of stalled or under-capitalised projects
- Loan acquisitions: funding the purchase or refinance of existing project debt
- Cross-border transactions: deals between Australia and the UAE
- Complex assets: hospitality, industrial and mixed-use projects
- JV equity: joint venture equity alongside the developer where the project calls for it
Why one facility matters
When senior and junior capital come from different lenders, the deal carries an extra negotiation, separate due diligence and two sets of approvals. Structuring the stack together reduces execution risk and gives you one counterparty through construction and repayment.
How we approach complex deals
We look at the full picture: the asset, the existing debt, the sponsor, and a base case and downside case for the exit. Where a structure does not work, we explain why and what would change the answer.
What to send for indicative terms
- Property address and a short project or asset description
- Total development cost or purchase price, and current valuation if held
- Loan amount requested and the position in the capital stack
- Planning status (for example DA approved) and builder, if construction
- The exit: sales, refinance or settlement, with supporting evidence
- Borrower entity and a short summary of the sponsor's track record
Frequently asked questions
What is structured property finance?
Finance that combines more than one layer of capital, such as senior debt, mezzanine and preferred equity, into a single arrangement designed around a specific project.
Can you help with a stalled or distressed project?
Yes. We assess recapitalisations of stalled or under-capitalised projects, including refinancing or acquiring existing project debt, on the strength of the asset and a credible path to completion and exit.
What deal sizes do you structure?
From $5 million to $100 million. Larger transactions can be discussed case by case.
Have a deal from $5M to $100M?
Send a one-page summary. Indicative terms within 48 hours of a complete submission.
Related
Other ways we fund projects
Construction Loans
Up to 75% of TDC for qualifying sponsors, with none to low presales considered.
Learn more →First Mortgages
Asset-backed senior lending for acquisition, refinance and residual stock.
Learn more →Mezzanine Finance
Second-ranking debt that reduces the cash equity a project needs.
Learn more →Preferred Equity
Capital junior to debt and senior to common equity, without giving up control.
Learn more →Bridging Finance
Short-term capital for settlements, lender exits and transitions.
Learn more →